Credit Analyst

Credit Analyst
Location: Calgary Head Office
Job status: Full Time Permanent
Department:Treasury

Is this position safety sensitive: No

What it’s like to Work Here
At Gibson Energy, we are powered by the diverse, skilled and innovative talent of our employees to ensure safe and responsible operations. Employees take pride in being a trusted member of our communities where we live, work and play to create a positive impact. It’s our people that make coming to work everyday enjoyable – sharing success together along the way.

The Gibson Way
Attracting and retaining the right people is key to our business strategy. For over 70 years, Gibson Energy has been defined by people who seize opportunities and make exceptional customer service a part of everything we do.

The Business doesn’t successfully operate without ‘we’ collectively working together and ‘I’ contributing individually to achieve our goals. Transitioning from words on the wall to actionable values, provides a daily anchor for our colleagues and teammates to kick start their day with energy. By staying true to our values, we will continue to build a powerful presence in the industry, navigate change more successfully, and dominate our competition!

The ‘We & I’ play a very important role in our success!

• Contribute & Add Value Everyday
• Keep Our Edge & Be Resilient
• Stay Focused & Open-Minded
• Work it Out & Do it Together

This is what we are all about and we encourage you to learn more! Click Here: The Gibson Way

Interested?
The Credit Analyst is responsible for reviewing customers’ financial health, proposing credit limits for customers, monitoring credit exposures, providing accurate and timely credit reporting for internal customers and insurance providers, and ensuring the Credit Policy is being followed.

What You'll Be Doing

• Completes credit reviews of customers and recommends credit limits as set out in the Credit Policy in a timely manner.
• Monitors customers credit exposures and reports high risk customers to Director of Risk in a timely manner.
• Monitors approved credit limits and expiry dates to prepare a credit renewal accordingly.
• Coordinates with the Supervisor of Treasury in working with the insurance broker to ensure Gibson is compliant with the policy and relevant customers are fully covered.
• Provides our counterparties with the appropriate credit information on Gibson.
• Manages all legal documentation surrounding credit including confidentiality agreements, parental guarantees and net out agreements.
• Liaises with traders/functional areas and managers on credit matters.
• Completes all required credit reporting, including AR insurance declaration to ensure eligible customers are fully covered.
• Responds to ad-hoc requests and special projects from Director of Risk.
• Monitors any security requirements placed on customers.
• Looks for opportunities for process improvement before being asked.
• Looks outside department to broaden business/industry perspective.
• Demonstrates a personal commitment and proactive approach to Environment, Health & Safety (EH&S) through participation in all applicable EH&S programs and ensures safe operation of the branch, team or unit and compliance with all Company EH&S policies and procedures.
• May perform other duties as assigned.

What You'll Bring

• Bachelor of Commerce degree in Finance or Accounting.
• Working towards FCI/CPA/CFA Designation would be considered an asset.
• Up to 5 years of relevant credit experience.
• Ability to identify improvement opportunities, evaluate options and make recommendations for discussion with the Supervisor of Treasury.
• Excellent communication skills both written and verbal.
• Ability to work well under pressure and meet multiple deadlines.
• As a representative of the Company, deal with clients in a professional manner and maintain good customer rapport.
• Adaptable, innovative, self-motivated and well-organized team player.
• Recognizes and acts upon opportunities.
• Exhibits confidence to challenge fixed assumptions.
• Understands how other disciplines use results/data.
• Finds ways to condense large amounts of information into a useful form.
• Ability to identify and solve non-routine problems and knows when consultation is required.
• Ability to identify the root cause of problems and identify the best approach from multiple options.
• Actively shares information and offers advice and encouragement to others in support of the best results.
• Ability to work effectively with conflicting demands and priorities.
• Selects and uses best method of communication to ensure common understanding.
• Steps forward to lead as needed, regardless of position.
• Performs varied assignments requiring thorough working and theoretical knowledge of the discipline.
• Constructively challenges the status quo to solve discipline specific problems.

Working Conditions

• Work is performed in an office environment.
• This is a full-time role.
• This job is subject to background checks as outlined in Gibson Energy’s Background Checks policy. Background checks may include: employment history verification, reference checks, education and/or credentials verification, driver's license verification, credit check and a criminal history check.

What We Offer
What makes us different from other companies? Who are we and why do you want to work with us? Well, its because of:

• Competitive salary to start
• Pension matching contribution
• Comprehensive health, dental & vision benefits, including leading mental health and family planning benefits
• Generous time off.
• Incredible work environment and culture that supports career development and advancement
• A flexible hybrid work environment.

For more information about Gibson visit www.gibsonenergy.com.

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