Associate Director, Credit Structures
Job Summary
Job Description
What is the opportunity?
Join Canada's top private bank for this interesting opportunity. This a specialized role within the Private Banking Credit team, providing dedicated support in the underwriting of annual reviews for our largest and most complex transactions and customers. You will interact with high net worth customers in the Southwest Ontario region in developing appropriate credit structures, obtaining risk management approval and managing loan fulfillment / closings. Please visit: http://www.rbcwealthmanagement.com/privatebanking/index.html for more information.
What will you do?
Conduct annual credit reviews of borrowing relationships within the Private Banking complex credit book
Partner with Private Bankers and other members of the Private Banking credit team to gather all information necessary to complete an annual review or new credit transaction
Perform financial analysis of borrowers and guarantors on large, complex transactions
Deal with personal holding / investment companies, professional corporations and trusts
Deal with borrowers with complex personal and business structures
Conduct securities and portfolio analysis
Provide coaching and training to other credit team members
Identify opportunities to improve credit management processes and work flow and participate in special projects
What do you need to succeed?
Must Have
A passion for deep discovery and interaction with clients, which forms the base for success in all aspects of this role: formulating creative lending solutions, building effective credit structures and completion of well-presented credit applications in a fast-paced environment
Lending experience in retail, commercial or capital markets
Experience with analyzing complex financial statements
Solid capability and interest in Excel / financial modeling
University graduate with business-related knowledge
Nice to Have
Ability to manage to tight timelines.
Decisiveness along with results orientation
Completed CFA or MBA
What's in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
Leaders who support your development through coaching and managing opportunities
Work in a dynamic, collaborative, progressive, and high-performing team
Flexible work/life balance options
Opportunities to take on progressively greater accountabilities
Opportunities to building close relationships with clients
Access to a variety of job opportunities across business and geographies
RBC is committed to supporting flexible work arrangements when and where available. Details to be discussed with Hiring Manager.
Job Skills
Additional Job Details
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Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
Inclusion and Equal Opportunity Employment
At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.
We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.
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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.