Manager, Secured Lending Process - Real Estate Secured Lending (Resl)

Requisition ID: 221414

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

As Manager of Secured Lending Process, you will lead the credit adjudication process for the Real Estate Secured Lending business line and advocate for its continuous improvement - enabling more business while maintaining the bank's security. You are a subject matter expert in credit, applying your expertise to clarify and enhance policies and processes in support of our customers and sales teams.

Is this role right for you? In this role, you will:

• Serve as the custodian of the secured lending process, ensuring procedures, guides, manuals, and all field communications align with policy direction.
• Advocate for our sales channels by sourcing ideas to enhance the secured lending process, evaluating them, and seeing them through to implementation.
• Act as the subject matter expert for secured lending processes, regularly providing policy clarification to front-line sales teams.
• Lead the design and continuous improvement of the mortgage process from origination to servicing.
• Champion a customer-focused culture to deepen client relationships while leveraging broader bank relationships, systems, and knowledge.
• Understand how the Bank's risk appetite and risk culture should be considered in day-to-day activities and decisions
• Champions a high-performance environment and contributes to an inclusive work environment.

Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have:

• A university degree and 3+ years of financial services or relevant work experience.
• Knowledge of the real estate secured lending business (an asset).
• Expert knowledge of credit, the underwriting process, and lending policies.
• Expertise in the end-to-end real estate secured lending process (from origination to underwriting, funding, and servicing).
• A passion for advocating for customers through policy, process, and experience enhancements.
• An innovative and critical-thinking mindset, with a track record of driving results.
• Proven ability to navigate complex organizations and collaborate with multiple stakeholders.

What's in it for you?

• Diversity, Equity, Inclusion & Allyship - We strive to create an inclusive culture where every employee is empowered to reach their fullest potential, respected for who they are, and are embraced through bias-free practices and inclusive values across Scotiabank. We embrace diversity and provide opportunities for all employees to learn, grow & participate through our various Employee Resource Groups (ERGs) that span across diverse gender identities, ethnicity, race, age, ability & veterans.
• Accessibility and Workplace Accommodations - We value the unique skills and experiences each individual brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. Scotiabank continues to locate, remove, and prevent barriers so that we can build a diverse and inclusive environment while meeting accessibility requirements.
• Upskilling through online courses, cross-functional development opportunities, and tuition assistance.
• Competitive Rewards program including bonus, flexible vacation, personal, sick days, and benefits will start on day one.
• Community Engagement - no matter where you choose to work from; we offer opportunities for community engagement & belonging with our various programs such as hackathons, contests, cooking with friends, Humans of Digital and much more!

Location(s): Canada : Ontario : Toronto || Canada : Ontario : Stratford

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.