Mobile Mortgage Specialist

Permanent Full Time

Closes December 5

Toronto - East / Eastern Ontario and surrounding area (ability to work remotely from home office)

Annual Salary: Approx. $90,000+
*Compensation structure is a commission-based salary with greater earning potential. Finalized compensation structure will be communicated during interview process.

Innovation Federal Credit Union has a bold ambition. In addition to being Canada's newest Federal Credit Union, we will be the most digital, member-centric organization in our industry. We are on a journey to embrace the core tenants of the digital business model like ideation, the network effect, personalized segmentation, coopetition, and agile ways of working.

We come to work to simplify banking for all Canadians - that's our purpose.

How does this position help fulfil Innovation's purpose? Glad you asked!

The Mobile Mortgage Specialist will promote and maximize the development and growth of a residential mortgage portfolio for Innovation Federal Credit Union in and around Toronto - East / Eastern Ontario! This position provides high quality advice on loan options, terms, and conditions, and helps members understand and evaluate their options.

WIIFY (what's in it for you):

• Competitive compensation
• Diverse and Inclusive Culture that continues to evolve
• Flexible work arrangement options
• Strong benefit package
• 7% Superannuation matched contribution program
• Wellness Days to create appropriate work/life balance
• Paid Education opportunities to ensure our members have the most equipped staff helping them
• A purpose driven organization that focuses on the values of Accountability, Integrity and Respect
• And lots more reasons to love where you work and what you do!

What our team is looking for:

• A growth mindset that emulates Model, Coach and Care behaviors in every activity and approach
• A solution mindset that feeds inertia
• An ambassador who's willing to promote our team inside and outside organization
• Somebody who is digitally capable, who wants to dig into new technology with enthusiasm!
• Somebody who can work with occasional ambiguity with focus on process evolution
• A mindset of Solve, Serve, Sell - a problem solver, serving our members directly or indirectly, and selling our brand!
• Somebody to sweat the small stuff, but also see the big picture
• Personality and Energy - a flair for polish, and you bring your own personal, creative touch to everything you do!

What will you do?

• Craft and implement comprehensive mortgage acquisition strategies aligned with our member needs.
• Grow your network and create lasting connections with realtors, brokers, and others who will refer opportunities back to you.
• Develop solutions and make recommendations based on an understanding of the members' needs and business strategy.
• Be an independent, self-managed professional who enjoys developing new business in a fast-paced, competitive market.
• Leverage existing relationships to demonstrate a strong understanding of the market and be able to translate those relationships into results.
• Foster community interaction and engagement through effective communication and relationship-building.
• Have the flexibility to meet your member's lifestyle when and where it is convenient for them.

Some things that would impress us:

• Completion of some post-secondary education in Commerce, Business Administration, or a related discipline is preferred but not required.
• Two years' mortgage lending experience and/or three years' consumer lending and underwriting (or an equivalent combination of education and experience).
• Ability to analyze financial data, credit reports, and property values in order to evaluate eligibility, risk factors, and affordability.
• Excellent customer service and attention to detail skills to guide members through the mortgage process, addressing inquiries, explaining options, and ensuring satisfaction. Building trust and rapport is essential.

Interested?

Click the 'Apply now' button!

Innovation Federal Credit Union acknowledges that Indigenous peoples are the traditional guardians of this land that we call Canada. In Saskatchewan we are on treaty lands and these treaties serve to govern our relationships with Indigenous people. We are dedicated to ensuring that the spirit of Reconciliation and treaties are honoured and respected.