Job Summary
Job Description
What is the opportunity?
As a Financing Specialist, you are the credit expert within high performing commercial banking Client Relationship Teams. You engage directly with clients and contribute to an exceptional client experience by being a trusted strategic advisor who provides superior business, financial and credit advice, and support portfolio management. You partner with Relationship Managers, Commercial Financial Services, in credit discovery and advice leading to issuance of discussion papers and bringing new borrowing clients to RBC.
What will you do?
Leverage deep client discovery and financial analysis skills to meet client expectations for credit requests and completion of annual reviews
Provide quality business analysis and credit advice through presentation options that clearly articulate advantages and benefits to the client
Demonstrate RBC's capability to provide creative financial solutions in a timely manner and deliver credit solutions that meet or exceed needs
Demonstrate a commitment to teamwork and collaboration by sharing best practices learned and assisting colleagues to meet the needs of all clients
Exercise due diligence in recommending credit applications, working in collaboration with Credit Adjudicators, especially in supporting risk processes and guidelines
What do you need to succeed?
Must-have
University degree, ideally in commerce, business administration, or equivalent experience - MBA, CPA, CFA would be interesting assets.
Proven understanding of financial, risk and credit analysis/structuring in support of exceptional client relationship management
Strong organizational skills, ability to manage multiple tasks while meeting time sensitive deadlines
Strong interpersonal, negotiation, and communication skills and client centricity
Experience with emerging resources, communications and technology (i.e., online data resources, web based meetings, social media, digital banking, and mobile applications)
Bilingualism (English and French) required, as you will regularly serve our clients with English and French-speaking needs.
Nice-to-have
Strong presentation skills
Minimum post-secondary diploma/degree, ideally in Commerce, Business Administration or related experience
Specialized industry expertise in a past role (e.g. real estate, healthcare, agriculture etc.)
Chartered Professional Accountant designation (CPA) or Chartered Financial Analyst (CFA)
What's in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
A comprehensive Total Rewards Program including performance based bonuses, flexible benefits and competitive compensation
Leaders who support your development through coaching and managing opportunities
Work in a dynamic, collaborative, progressive, and high-performing team
A unique opportunity for personal and professional growth
Job Skills
Adaptability, Business Development, Client Centricity, Communication, Critical Thinking, Curiosity, Financial Acumen, Practice ManagementAdditional Job Details
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Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
Inclusion and Equal Opportunity Employment
At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.
We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.
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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.